The most affordable way
to pay for school.

Personalized rates.

Simple application.

Shorter repayment.

Our funding offers students a more flexible alternative to traditional installment loans.

Get Funded Now!

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Benefits of Stride ISAs over Private Installment Loans

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Payments tied to income give you confidence that payments remain manageable, no matter your earnings


Pay nothing during months where you make less than the minimum income threshold 


Stride ISAs do not require a

co-signer for students

5-10 years


Fixed payment means you have to pay regardless of what you may earn

Rigid payment schedules force you to pay even if you don't have a job

Require co-signer or high current income for students

10-20 years

Stride Income Share Agreements (ISAs) explained

With an Income Share Agreement, you pay a percentage of your future earned income with rates based on what you are expected to earn.

Here are the 5 components of a Stride ISA:




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The amount we give you to help pay for your education

Income Share

The percentage of income you agree to pay after graduation

Payback Period

The maximum number of monthly payments you make to to fulfill the ISA obligation

Minimum Income Threshold

You do not make monthly payments if your income falls below a minimum threshold

Payment Cap

A payment cap ensures you don't pay more than 2 times what you borrowed

Features of a Stride ISA
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Downside protection

According to the U.S. Department of Education, 1 in 10 recent graduates will default on their student loan debt. That's bad for everyone, which is why Stride offers lower monthly payments for students with lower incomes.

No payment if you earn less than the minimum income threshold 

No monthly payment if you earn less than the minimum income threshold. We understand how challenging the job market can be. For any month after graduation where you make less than the minimum income threshold, we’ll automatically defer your payment, so you can keep your full paycheck for the things that matter—like rent, food, gas, and you!


Personal support

You're within two years of graduating. We want you to enjoy every minute of your last years in college! That's why when you give us a call, you'll instantly reach a person, not a machine. You get support from someone who gets it. We have graduates just like you eager to help! 

Exclusive Stride Benefits

To help give your career a boost, we offer networking events, industry experts, and skill workshops specifically tailored to supporting bachelor's and master's students in engineering and nursing. You also get exclusive discounts, because who doesn't like saving money?



Carnegie Mellon


The opportunity to do an ISA was appealing to me for a few reasons. It offered the ability to broaden my network outside of strictly my alumni network. You don’t get that support from any other lending company.


University of Pennsylvania 

Masters, Non-Profit Leadership & Education 

I chose Stride because I wanted to feel like the company helping me pay for school was truly investing in me. I truly feel like the individuals on the team believe in me and my future, and want to help me achieve my goals. 


Massachusetts College of
Health and Pharmacy, Master of

Physician Assistant Studies

I chose Stride because it made sense financially and felt like I was gaining a supportive network of individuals who had my best interests in mind.

Getting started with Stride

1. Get a rate to see if you're eligible

Answer a few quick questions in under 15 seconds about your education and program. You'll instantly get a personalized rate if you're in a qualified program.  

2. Apply for Stride education funding.   

3. Review and sign your final agreement.

4. Join the Stride community!

You'll gain access to our exclusive career support portal filled with perks and resources!