The most affordable way
to pay for school.
Our funding offers students a more flexible alternative to traditional installment loans.
As seen in
Benefits of Stride ISAs over Private Installment Loans
Payments tied to income give you confidence that payments remain manageable, no matter your earnings
Pay nothing during months where you make less than the minimum income threshold
Stride ISAs do not require a
co-signer for students
Fixed payment means you have to pay regardless of what you may earn
Rigid payment schedules force you to pay even if you don't have a job
Require co-signer or high current income for students
Stride Income Share Agreements (ISAs) explained
With an Income Share Agreement, you pay a percentage of your future earned income with rates based on what you are expected to earn.
Here are the 5 components of a Stride ISA:
The amount we give you to help pay for your education
The percentage of income you agree to pay after graduation
The maximum number of monthly payments you make to to fulfill the ISA obligation
Minimum Income Threshold
You do not make monthly payments if your income falls below a minimum threshold
A payment cap ensures you don't pay more than 2 times what you borrowed
Features of a Stride ISA
According to the U.S. Department of Education, 1 in 10 recent graduates will default on their student loan debt. That's bad for everyone, which is why Stride offers lower monthly payments for students with lower incomes.
No payment if you earn less than the minimum income threshold
No monthly payment if you earn less than the minimum income threshold. We understand how challenging the job market can be. For any month after graduation where you make less than the minimum income threshold, we’ll automatically defer your payment, so you can keep your full paycheck for the things that matter—like rent, food, gas, and you!
You're within two years of graduating. We want you to enjoy every minute of your last years in college! That's why when you give us a call, you'll instantly reach a person, not a machine. You get support from someone who gets it. We have graduates just like you eager to help!
Exclusive Stride Benefits
To help give your career a boost, we offer networking events, industry experts, and skill workshops specifically tailored to supporting bachelor's and master's students in engineering and nursing. You also get exclusive discounts, because who doesn't like saving money?
The opportunity to do an ISA was appealing to me for a few reasons. It offered the ability to broaden my network outside of strictly my alumni network. You don’t get that support from any other lending company.
University of Pennsylvania
Masters, Non-Profit Leadership & Education
I chose Stride because I wanted to feel like the company helping me pay for school was truly investing in me. I truly feel like the individuals on the team believe in me and my future, and want to help me achieve my goals.
Massachusetts College of
Health and Pharmacy, Master of
Physician Assistant Studies
I chose Stride because it made sense financially and felt like I was gaining a supportive network of individuals who had my best interests in mind.
Getting started with Stride
1. Get a rate to see if you're eligible
Answer a few quick questions in under 15 seconds about your education and program. You'll instantly get a personalized rate if you're in a qualified program.
2. Apply for Stride education funding.
3. Review and sign your final agreement.
4. Join the Stride community!
You'll gain access to our exclusive career support portal filled with perks and resources!