Benefits of a Stride ISA over a Student Loan
Payments
Based on a fixed percentage of your income so you never pay more than you can afford
Flexibility
Grace period after graduation before payments begin.
Allows you to pause for certain life events.
Co-Signer
Stride ISAs do not require a
co-signer for students
5-10 years
Duration
Fixed payment means you have to pay regardless of what you may earn
Rigid payment schedules force you to pay even if you don't have a job
Require co-signer or high current income for students
10-20 years
Stride Income Share Agreements explained
With an Income Share Agreement, you pay a percentage of your future earned income with rates based on what you are expected to earn.
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Here are the 5 components of a Stride ISA:
$
%
2x-2.5x
Amount
The amount we give you to help pay for your education
Income Share
The percentage of income you agree to pay after graduation
Payback Period
The maximum number of monthly payments you make to to fulfill the ISA obligation
Minimum Income Threshold
You do not make monthly payments if your income falls below a minimum threshold
Payment Cap
A payment cap ensures you don't pay more than 2 to 2.5 times what you borrowed
Features of a Stride ISA
<$40k
Downside protection​
According to the U.S. Department of Education, 1 in 10 recent graduates will default on their student loan debt. That's bad for everyone, which is why Stride offers lower monthly payments for students with lower incomes.
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No payment if you earn less than $40k
No monthly payment if you earn less than $40k. We understand how challenging the job market can be. For any month after graduation where you make less than the equivalent of $40,000 / year, we’ll automatically defer your payment, so you can keep your full paycheck for the things that matter—like rent, food, gas, and you!
Personal support
Get support from someone who gets it. When you give us a call, you'll get a person, not a machine. We have graduates just like you available to help.
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Exclusive Stride Benefits
We offer networking events, industry experts and skill workshops to help give your career a boost. You also get exclusive discounts, because who doesn't like saving money?
Testimonials
Lawrence
​
Carnegie Mellon
MBA
The opportunity to do an ISA was appealing to me for a few reasons. It offered the ability to broaden my network outside of strictly my alumni network. You don’t get that support from any other lending company.
Sanah
​
University of Pennsylvania
Masters,
Non-Profit Leadership & Education
I chose Stride because I wanted to feel like the company helping me pay for school was truly investing in me. I truly feel like the individuals on the team believe in me and my future, and want to help me achieve my goals.
Christine
​
Massachusetts College of Health and Pharmacy
Master of
Physician Assistant Studies
I chose Stride because it made sense financially and felt like I was gaining a supportive network of individuals who had my best interests in mind.
Getting started with Stride
