The most flexible way

to pay for school.

Payments tied to income give you confidence that payments remain affordable.

Our Income Share Agreements offer students an innovative alternative to student loans.

Benefits of a Stride ISA over a Student Loan

Affordability

Payments tied to income give you confidence that payments remain affordable, no matter your earnings

Flexibility

Pay nothing during months where you make less than the minimum income threshold of $40,000 per year (or $3,333 per month)

Co-Signer

Stride ISAs do not require a

co-signer for students

5-10 years

Duration

Fixed payment means you have to pay regardless of what you may earn

Rigid payment schedules force you to pay even if you don't have a job

Require co-signer or high current income for students

10-20 years

Stride Income Share Agreements explained

With an Income Share Agreement, you pay a percentage of your future earned income with rates based on what you are expected to earn.

Here are the 5 components of a Stride ISA:

$

%

2x

Amount

The amount we give you to help pay for your education

Income Share

The percentage of income you agree to pay after graduation

Payback Period

The maximum number of monthly payments you make to to fulfill the ISA obligation

Minimum Income Threshold

You do not make monthly payments if your income falls below a minimum threshold

Payment Cap

A payment cap ensures you don't pay more than 2 times what you borrowed

Features of a Stride ISA

<$40k

Downside protection

According to the U.S. Department of Education, 1 in 10 recent graduates will default on their student loan debt. That's bad for everyone, which is why Stride offers lower monthly payments for students with lower incomes.

No payment if you earn less than $40k

No monthly payment if you earn less than $40k. We understand how challenging the job market can be. For any month after graduation where you make less than the equivalent of $40,000 / year, we’ll automatically defer your payment, so you can keep your full paycheck for the things that matter—like rent, food, gas, and you!

 

Personal support

Get support from someone who gets it. When you give us a call, you'll get a person, not a machine. We have graduates just like you available to help. 

Exclusive Stride Benefits

We offer networking events, industry experts and skill workshops to help give your career a boost. You also get exclusive discounts, because who doesn't like saving money?

Testimonials

Lawrence

Carnegie Mellon

MBA

The opportunity to do an ISA was appealing to me for a few reasons. It offered the ability to broaden my network outside of strictly my alumni network. You don’t get that support from any other lending company.

Sanah

University of Pennsylvania 

Masters, Non-Profit Leadership & Education 

I chose Stride because I wanted to feel like the company helping me pay for school was truly investing in me. I truly feel like the individuals on the team believe in me and my future, and want to help me achieve my goals. 

Christine

Massachusetts College of
Health and Pharmacy, Master of

Physician Assistant Studies

I chose Stride because it made sense financially and felt like I was gaining a supportive network of individuals who had my best interests in mind.

Getting started with Stride

1. Get a Quote to see if you're eligible

Answer a few quick questions in under one-minute about your education and program. You'll instantly get a quote if you're in a qualified program.  

2. Apply for ISA education funding.   

3. Get your personalized ISA package.

4. Join Stride!

If you like what you see, we'll get you all set up to start funding your education with a Stride ISA!

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AlmaPact is now Stride. Stride Funding is the trade name of ALMAPACT INC., a C Corporation funded by institutional investors. © Stride 2020.

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