What is Stride Funding’s eligibility criteria?

Stride Funding's Income Share Agreements (ISAs) are a great alternative to traditional fixed payment installment loans. With a Stride ISA, students never make a payment until after they have left their program and are earning a living wage. Thereafter, they pay a percentage of 60 payment months or until they have hit the defined payment cap.

​To be eligible for a Stride Income Share Agreement, you must fall into the following criteria:

You are attending a four-year Title IV college or university


You must be attending an accredited four-year college or university either as a full-time or half-time student.


​You are within two years of graduation 


Your funding start date must be within 24 months of your expected graduation date. If graduation is more than 2 years away, don't worry, you can always come back and apply for a Stride ISA when you are closer to graduation!


​You are enrolled in a Bachelor's, Master's, or Doctorate program

We are not yet able to fund Associate’s degrees, but those are coming soon!


​Your academic program meets our outcome-driven eligibility criteria

Our core philosophy is that education funding providers need to help students connect the cost and value of education. As such, we have a host of proprietary factors that allow us to evaluate risk-adjusted outcomes based on the information you have shared to determine current eligibility for a Stride ISA. If funding is not currently available, you are always encouraged to check back for future semesters as you get closer to graduation!


​You reside or attend school in a state we serve


Currently, we provide Income Share Agreements for all states in the U.S. except Alabama, Colorado, Iowa, South Carolina, and Washington. If you reside or attend school in one of these states or are outside the US please refer to our partners page.


​You are a U.S. Citizen or permanent resident attending a school in the US


Today, we only fund U.S. Citizens and Permanent Residents attending U.S. colleges and universities. If you are an international student who does not fall into this category, please refer to our partner MPower Finance to see if they can support your education funding needs. 


​Your current GPA is more than 2.9


We’re betting on your success and joining you in this journey! To help align incentives, we require all students have at least a 2.9 GPA to ensure our shared commitment to strong outcomes. 


If you have any questions please feel free to contact us at support@stridefunding.com or call (214) 775-9960.