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Learn now,pay later.

Upfront financing for school—without a cosigner.

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(this loan application involves a hard credit check)
Student hang-gliding through the sky. Illustration.

No cosigner, no problem.

At Stride¹ we're focused on where you're going, not where you came from—and no cosigner is required.

We facilitate upfront financing in the form of a competitive interest rate loan, for the last one to two years of your degree program.¹ icon
We facilitate upfront financing in the form of a competitive interest rate loan, for the last one to two years of your degree program.¹
Funds will be disbursed directly to your school.¹ icon
Funds will be disbursed directly to your school.¹
You'll pay back one year of funding over the course of 60 months (five years). Two years of funding will be paid back over 120 months (ten years).² icon
You'll pay back one year of funding over the course of 60 months (five years). Two years of funding will be paid back over 120 months (ten years).²

Who's eligible?

The fine print on who you are. (Approval is not guaranteed and other restrictions apply.)

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  • 2023/2024 second or third year full-time student, enrolled in an eligible Bachelors, Masters or Doctorate degree program
  • Attending a four year Title IV college or university in the U.S. (except in Colorado or West Virginia)
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  • Within two years of graduation
  • In good academic standing with a Grade Point Average of at least 2.9
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  • A United States Citizen, Permanent Resident, or with residency under DACA or TPS programs
  • Able to provide a verifiable physical domestic (US) address (PO Boxes are not acceptable)
  • Not residing in Colorado or West Virginia
Apply for a Loan

Common questions about student loans made available through Stride Funding

¹ Loans will be issued by FinWise Bank, a Utah-chartered bank, Member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

² The product described is a private education loan (PEL) originated by FinWise Bank, a Utah-chartered bank, Member FDIC. The PEL amounts typically range from $2,500 to $65,000. The Annual Percentage Rate (“APR”) is fixed at 9.00%. Repayment period lengths are either 60 or 120 months, depending on whether the student is a senior or junior respectively.

This first repayment example uses typical loan terms for a student borrower in their junior year with a 120-month repayment term, has a $89,496 loan that is disbursed in two (2) disbursements and a 9.00% fixed APR: 120 monthly payments of $1,248 while in the repayment period, for a total amount of payments of $149,706. The Interest on their student loan begins to accrue on the first day we disburse the loan funds to the school.

This second repayment example uses typical loan terms for a student borrower in their senior year with a 60-month repayment term, has a $44,748 loan that is disbursed in two (2) disbursements and a 9.00% fixed APR: 60 monthly payments of $988 while in the repayment period, for a total amount of payments of $59,261. The interest on their student loan begins to accrue (grow) on the first day we disburse their loan funds to their school. Actual terms may vary.

Information valid as of 5/10/23.